| Trees - Fruit & Nut Trees |
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| Generally speaking, a property owner may cut back branches and roots that stray onto the property owner's property. The right of self-help, as it is called, is not found in state law; however, it derives from the common law. The rationale behind the right of self-help is that, to the extent possible, property owners should be able to protect their interests without the necessity of resorting to the courts. More... |
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| Allergic Reactions to Mold in a Home |
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| Every year, numerous people suffer ill health effects as the result of the presence of mold in the home. Mold may be any color, including black or white. The presence of mold in a home is the result of excess moisture. More... |
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| Preparing to Sell Your Home |
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| So you have decided to sell your home! With so much to do, it is often difficult to determine where to start. In the way of a few helpful suggestions to make the process more manageable, you might consider the following: More... |
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| Mortgagee Insurance |
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| Most residential real estate transactions involve a mortgagee. A mortgagee is the financial institution that loans the money to enable the homeowner to purchase the real estate. The mortgagee is a creditor of the homeowner. When the mortgagee lends the funds, it takes back a security interest in the real estate. As a secured creditor, the mortgagee is entitled to protect its interest in the real estate to the extent of the unpaid balance of the mortgage. More... |
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| Adjustable Rate Mortgages |
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| Delilah was very happy when she received her pre-approval notification for a mortgage loan. In fact, her lender pre-approved her for $25,000 more than she needed to purchase her first home. Delilah is now in the process of finalizing the details with the lender before the settlement on her home. The lender has offered her a fixed rate mortgage as well as an adjustable rate mortgage. More... |
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